Gaurav the writer#

  मुर्दा आदमी, जिन्दा आदमी से कहीं ज्यादा सम्मान पाता है. लोगों को जिन्दा आदमी से उतना सरोकार नहीं होता जितना मुर्दा आदमी से होता है. जिन्दा आदमी की परवाह केवल गिने-चुने लोग ही करते है जबकि मुर्दा आदमी की परवाह अक्सर वे लोग भी करते है नजर आते है जिसका उनके जिन्दा होते हुए कोई सरोकार नहीं रहा. एक-आध अपवादों को अगर छोड़ दिया जाए तो अक्सर ही मरे हुए के लिए ही मंदिर व दरगाह इत्यादि बनाये जाते है. इसे समाज की विडम्बना न कहिये तो और क्या कहिये कि समाज में मरे हुए लोगों को जिन्दा रखने का एक रिवाज सा चल पड़ा है. धर्म कोई भी हो, कोई भी सम्प्रदाय हो मगर सभी मुर्दों को जिन्दा रखने और जिन्दा से गुरेज करने में व्यस्त है. हिन्दुओ में पितृ विसर्जन का वही महत्तव है जो ईसाईयों में मरने वाले की याद में उसकी कब्र पर प्रत्येक वर्ष फूल चढाने का, जन्मदिन हो या मृत्यु का दिन कमोबेश यही सिलसिला जारी रहता है. भले ही उस व्यक्ति के जीवित रहने पर उसे उन लोगों के प्यार, सहयोग व अपनेपन से दूर क्यों न रहना पड़ा हो. वहीँ समाज का एक तबका इनके नाम पर धर्मशाला, मंदिर, दरगाह बनाकर मरे हुए लोगों के नाम पर भी पैसे बनाने में ल

THE WAY I SEE THE WORLD A famous story goes as 4 blind people got the opportunity to understand as how an elephant feels like. Each one chose different parts of elephant. Someone took trunk and formed his opinion as elephant looks likes a huge pipe. Similarly, the rest of people had their own opinion about elephant. The clash started amongst them when they share their opinion with others and none of them agreed to the others. Meanwhile, a wise man passed through. He saw them fighting and told them that it is not the entire elephant they noticed/observed rather different body part of it and that is how they formed their opinion. Though the story is old enough and so do with learning. However, people have a tendency to forget the learning and apply it in practical life. It is not the matter that the learning has forbidden but confined to mere a story only. I personally feel that there are two genres of people in the world, one who has developed expertise in their field and another on

Many a time I thought about it but barring few vogue ideas seldom any meaningful thing popped up in my barren mind. However, I stumble upon the title when everything turned around. Imagine that the pay master expresses his inability to pay you as business is doomed. However, he also agrees to remain your services intact and assures you to resume once everything normalized. Your work from home option serves no purpose as it is more like spending time with your family and fails to acknowledge the effort you put in. You move ahead accepting it’s a part of life. Start giving time to what you are good at but then realize that life is full of thankless people and jobs that hardly acknowledge your effort, dedication, devotion and hard effort. Freelancing turns free and mere time pass activity as the people you worked for refuse to pay you. They stop taking calls and even replying your messages. The irritation grew up gradually, you want to punch on their face but unable to do so. The incomp

  Ever since the inception of currency it has evident many changes. However, with change of time the value and acceptance might have changed but not the importance. But the modern era is witnessing a paradigm shift when fiat money is losing its sheen and crypto-currency seems to have outpaced the traditional mode of transaction altogether. The idea of accepting crypto-currency might seem vague and psychic as a constant debate is going on but the reality might differ otherwise. At least that is what oxford dictionary explains, however the logic is partially correct in economic reference. However, the world is witnessing a radical change when people’s acceptance is shifting from fiat money to crypto. In a recent trend leading global investment and securities firm Goldman Sachs announced to launch its own crypto-currency ‘Stablecoin’. Goldman confirms that the stablecoin is available for institutional users only and not for the public. Goldman Sachs is not the first to advocate the crypto

An investment in education pays best return seems losing its sheen when it comes to foreign education at least the current scenario explains the same. Recently The US Immigration and Customs Enforcement (ICE) have decided to withdraw F-1 and M-1 visa issued to academic and vocational students if they fail to shift in person courses staying in US. This decision is considered a backstroke as ICE has allowed student to continue their summer and winter courses online. Since large number of students visits America every year and they are great source of revenue as some of them pay the full university fee. It is believed that state department has issued almost 388,839 F1 visa where as 9,518 M1 visa in the year 2019. Over 2, 00,000 Indian students are studying in different American universities and due to Corona crisis all the college and universities are shut. However, the cases of corona pandemic are growing the shut down has to be prolonged till August. In a previous remark given in May,

Past few days have evident of many ups and down in financial indicators like SENSEX and nifty and so do with the corona cases in the country. India finally surpassed Russia and secured third position in corona hit list. The rise in financial indicator defies the idea and reviews given against the economic health of the nation. How can that be possible? Are investors not paying attention to the reports or reviews or they are in cashing the opportunity arose due to Corona crisis. Make a wild guess as why shares of automobile will rise when people are not buying new vehicles? This is called economic paradox. The investors are happy as government announced relief packages and banks pumped up more liquidity in market. However, the economist has already warned investor as this is temporary situation and it would be irrational to be happy about as the G.D.P. is not growing and financial indicator are insufficient to mirror that in realistic term. Economist says that having a good market d

Indian SME is second largest after China. It consists of almost 63.05 million micro industries, 0.33 million small scale industries and 5000 medium enterprises. MSME’s direct and indirect contribution in export is around 45%. Even though the interest rate for SME’s is almost 1-1.5% lower in comparison to ordinary business loan. Currently India has total 3.61 million units of MSME’s that generates 120 million employments. The manufacturing based SME’s contribute 6.11% in G.D.P where as service sector units have 25% contribution in G.D.P. However, it has been observed that Banks and NBFCs are acting as a risk averter to finance them. Since SMEs required recurring liquidity to run their operations as a result the numbers of vulnerable SMEs become very high.    To overcome this issue and to support MSMEs, The finance minister of India made a significant change in MSME development Act, 2006 and the new definition of MSME drawn. The reason for change was basically redefining the MSME’s i