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IS IT OK IF IT IS NOT OK AT ALL?

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Many a time I thought about it but barring few vogue ideas seldom any meaningful thing popped up in my barren mind. However, I stumble upon the title when everything turned around. Imagine that the pay master expresses his inability to pay you as business is doomed. However, he also agrees to remain your services intact and assures you to resume once everything normalized. Your work from home option serves no purpose as it is more like spending time with your family and fails to acknowledge the effort you put in. You move ahead accepting it’s a part of life. Start giving time to what you are good at but then realize that life is full of thankless people and jobs that hardly acknowledge your effort, dedication, devotion and hard effort. Freelancing turns free and mere time pass activity as the people you worked for refuse to pay you. They stop taking calls and even replying your messages. The irritation grew up gradually, you want to punch on their face but unable to do so. The incomp

WHY IS THE GOVERNMENT AFRAID OF CRYPTO-CURRENCY?

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  Ever since the inception of currency it has evident many changes. However, with change of time the value and acceptance might have changed but not the importance. But the modern era is witnessing a paradigm shift when fiat money is losing its sheen and crypto-currency seems to have outpaced the traditional mode of transaction altogether. The idea of accepting crypto-currency might seem vague and psychic as a constant debate is going on but the reality might differ otherwise. At least that is what oxford dictionary explains, however the logic is partially correct in economic reference. However, the world is witnessing a radical change when people’s acceptance is shifting from fiat money to crypto. In a recent trend leading global investment and securities firm Goldman Sachs announced to launch its own crypto-currency ‘Stablecoin’. Goldman confirms that the stablecoin is available for institutional users only and not for the public. Goldman Sachs is not the first to advocate the crypto

HOW FOREIGN EDUCATION IS A RISKY GAME?

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An investment in education pays best return seems losing its sheen when it comes to foreign education at least the current scenario explains the same. Recently The US Immigration and Customs Enforcement (ICE) have decided to withdraw F-1 and M-1 visa issued to academic and vocational students if they fail to shift in person courses staying in US. This decision is considered a backstroke as ICE has allowed student to continue their summer and winter courses online. Since large number of students visits America every year and they are great source of revenue as some of them pay the full university fee. It is believed that state department has issued almost 388,839 F1 visa where as 9,518 M1 visa in the year 2019. Over 2, 00,000 Indian students are studying in different American universities and due to Corona crisis all the college and universities are shut. However, the cases of corona pandemic are growing the shut down has to be prolonged till August. In a previous remark given in May,

WHY SOARING SENSEX IS NOT A RIGHT INDICATOR OF ECONOMIC GROWTH

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Past few days have evident of many ups and down in financial indicators like SENSEX and nifty and so do with the corona cases in the country. India finally surpassed Russia and secured third position in corona hit list. The rise in financial indicator defies the idea and reviews given against the economic health of the nation. How can that be possible? Are investors not paying attention to the reports or reviews or they are in cashing the opportunity arose due to Corona crisis. Make a wild guess as why shares of automobile will rise when people are not buying new vehicles? This is called economic paradox. The investors are happy as government announced relief packages and banks pumped up more liquidity in market. However, the economist has already warned investor as this is temporary situation and it would be irrational to be happy about as the G.D.P. is not growing and financial indicator are insufficient to mirror that in realistic term. Economist says that having a good market d

TIME TO UNLEASH THE POTENTIAL OF SMEs

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Indian SME is second largest after China. It consists of almost 63.05 million micro industries, 0.33 million small scale industries and 5000 medium enterprises. MSME’s direct and indirect contribution in export is around 45%. Even though the interest rate for SME’s is almost 1-1.5% lower in comparison to ordinary business loan. Currently India has total 3.61 million units of MSME’s that generates 120 million employments. The manufacturing based SME’s contribute 6.11% in G.D.P where as service sector units have 25% contribution in G.D.P. However, it has been observed that Banks and NBFCs are acting as a risk averter to finance them. Since SMEs required recurring liquidity to run their operations as a result the numbers of vulnerable SMEs become very high.    To overcome this issue and to support MSMEs, The finance minister of India made a significant change in MSME development Act, 2006 and the new definition of MSME drawn. The reason for change was basically redefining the MSME’s i

LOON BALLOON: - A BOON OR BANE?

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Recently, Loon Inc a subsidiary of alphabet Inc of Google has launched loon balloons to provide internet services in Narobi. Altogether 35 such balloons have been launched. This will cover approximately 31,000 square km area throughout central western Kenya and Narobi. Theses balloons work as floating mobile towers. They are powered by solar cell and guided through the software. They float in the stratosphere for almost 100 days and then return back to the earth. The entire project was announced in July 2018. The technology can work in remote areas and places where installation of tower is difficult.   How Loon Balloons work? Loon balloons are deployed in stratosphere to form a network, between the altitudes of 18 to 25km. The stratosphere is advantageous because of low turbulence and wind speed. The longitude and latitude of these balloons can be changed through clanging the altitude. This is done by changing the volume and density of the filled gas. The technology can be used i

WHY AIRTEL’S NEW COMMERCIAL IS A FOOT IN MOUTH?

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When Airtel commercial aired company promoter never thought of that public response will backfire  so hard that it will smash all their marketing plans and strategies. The commercial has received 52,218 views on YouTube alone; however users’ comments are quite disheartening. Users have repeatedly complaint about poor services offered by the company. Some of them also complaint about the grievance handling technique used by the company. Unfortunately, none of official statement regarding resolving their issues has been mentioned on it. Probably this is the only commercial of Airtel that has very low viewership. The commercial has received only 52 thousand views so far. However, only 5 days ago launched platinum customer commercial has received 5 million views. If you go by the common apprehension probably this could be a counter attack of advertisement to diminish the effect of last one. In the new commercial the line between priority customer and ordinary one has drawn. And